Harvard University Site Team
Effects of Tailored High-deductible Health Plans on Diabetes Outcomes: Informing the Future of Health Insurance Benefit Design
High-deductible health plans that require patients to pay up to $1000-$6000 out-of-pocket per year are rapidly replacing low cost-sharing insurance plans. Employers can tailor the most rapidly-emerging type of high-deductible health plan – those linked to a Health Savings Account – by purchasing additional coverage to make key preventive medicines free to patients and by depositing generous annual contributions to their savings accounts to offset out-of-pocket costs. This study seeks to improve outcomes in diabetes by determining the impacts of these designs on the health care utilization and health outcomes of diabetes patients.
Investigators
![ross-degnan.jpg](/sites/default/files/styles/portrait_3x4_006000_180x240/public/images/ross-degnan_0.jpg?h=b1af0b0c&f=d9a203ac&itok=e_LS9Dca)
Dennis Ross-Degnan, ScD, MSPH
Dennis Ross-Degnan, ScD, MSPH
Principal Investigator
![soumerai.jpg](/sites/default/files/styles/portrait_3x4_006000_180x240/public/images/soumerai.jpg?h=b1af0b0c&f=e33b5b95&itok=I4F28MmD)
Steve Soumerai, ScD
Steve Soumerai, ScD
Co-Investigator
![wharam.jpg](/sites/default/files/styles/portrait_3x4_006000_180x240/public/images/wharam.jpg?h=b1af0b0c&f=9510d312&itok=q7O1GGvE)
Frank Wharam, MB, BCh, BAO, MPH
Frank Wharam, MB, BCh, BAO, MPH
Co-Investigator